Meet the Team
Familiarize yourself with our team of dedicated specialists, committed to helping you achieve clarity and confidence in your financial well-being.
Justin R. Apt, CFA®
Founder and President
Justin has over 20 years of industry experience, including institutional investment and private wealth management.
Immediately prior to founding Owl Creek Wealth Partners, Justin had nearly 10 years of leadership success serving as the President/Managing Principal for a large Denver-based wealth management firm. During his time there, he guided the firm in achieving noteworthy organic growth and helped lead the acquisitions of two other wealth management firms.
Justin is a Chartered Financial Analyst (CFA®) Charterholder. Additionally, he has a bachelor’s degree in Finance and a second bachelor’s degree in Accounting from the University of Denver.
Born and raised in Colorado, Justin enjoys his home state’s outdoor lifestyle, which includes hiking, four-wheeling, camping, and fishing. In fact, all the pictures on this website were taken during his adventures around Colorado. He and Charlotte have been happily married since 2005 and enjoy spending time in Sante Fe, NM.
Cindy Steiner
Director of Operations
When Justin was preparing to launch Owl Creek Wealth Partners, he knew he needed an experienced Director of Operations, and Cindy was the first person he called to join the team. Thankfully, Cindy was all in!
Cindy has over 10 years of Financial Services industry experience. She was the Director of Operations at a Denver-based wealth management firm where she facilitated a successful merger of two mid-sized firms with a combined 800 clients and 1,800 accounts. She is an expert in establishing compliance protocols, managing client service associates, and introducing streamlined processes.
She also worked for Envestnet Tamarac, teaching wealth management firms how to use their portfolio management and reporting software. Coincidentally, this is the software provider Justin has used for years, and Owl Creek Wealth Partners continues to use today.
Prior to entering the Financial Services industry, Cindy led a team of 11 direct reports in three different offices, along with more than 40 offshore contractors at IHS Markit, which was acquired by S&P Global in 2022. At IHS Markit, Cindy and her team were responsible for the overall data accumulation, accumulation systems, and data quality of US Energy information, which included well, production, and drilling activity for the entire western United States, supporting revenues that exceeded $125 million annually.
Her strengths and passions include data stewardship and process development, but she is really a ‘people person’ who truly thrives on building lasting relationships with team members and clients, ensuring they have an exceptional experience with the firm.
Outside of work, Cindy and her husband enjoy traveling, visiting their grown kids across the country, and spending time being active outdoors.
Skye Fineran
Client Service Associate
Skye joined Owl Creek Wealth Partners as a Client Service Associate in 2025 and has been a part of the financial services industry since 2021.
After graduating from West Texas A&M University in 2021, earning a Bachelor of Business Administration in Management, she entered the financial services industry as an administrative assistant. Skye enjoys the rewarding feeling of helping clients achieve their financial goals and looks forward to making a difference at Owl Creek Wealth Partners.
Skye was born in South Dakota and grew up in Tecumseh, Michigan. She resides in Castle Rock, Colorado, with her family and two golden retrievers. Skye loves art history, cooking, playing golf, and spending time with her family and friends.
Chartered Financial Analyst (CFA)
This designation is a globally recognized, graduate-level credential focused on investment knowledge and ethical standards. To earn the CFA charter, candidates must:
Complete a rigorous self-study program and pass three sequential, six-hour exams covering topics such as ethics, investment tools, asset valuation, and portfolio management.
Accumulate at least four years of qualified professional work experience in investment decision-making.
Become a member of the CFA Institute and adhere to its Code of Ethics and Standards of Professional Conduct.